Send Digital or Fiat. Settle local
Move digital assets or fiat from anywhere in the world, with instant, fully regulated settlement directly into Ethiopian bank accounts fast, secure, and completely compliant

Built to Work With the Financial System
PTGR PAY operates through trusted institutional partnerships to ensure reliability and regulatory alignment.



Fiat to Fiat Transfer
Simple. Direct. Bank-to-bank.
Complete KYC
Verify your identity through our secure onboarding process. This ensures compliance with Swiss AMLA standards and international AML/KYC requirements.
Choose Bank Transfer
Select the fiat transfer option within the app.
Choose Bank
Select the bank account you’re transferring from.
Enter Amount
Input the amount you want to send. You’ll see the exchange rate and total fees before proceeding.
Add Recipient Details
Enter the recipient’s Ethiopian bank information (bank name, account number, full name).
Select Payment Method
Choose your payment method (card transfer).
Review & Confirm
Review all details and confirm the transfer. Funds are settled instantly or same day into the recipient’s bank account.

Everything you need to move money
Fast Transfers
Send digital assets or fiat and settle locally in Ethiopia — near-instantly or same day.
Multi-Currency Support
Send crypto or traditional currencies. Recipients receive local fiat (ETB) seamlessly.
Real-Time Tracking
Track every transfer with live status updates and delivery confirmations.
Transparent Pricing
See exchange rates and total fees before confirming. No hidden charges, no FX spread.
Instant Local Settlement
Pre-funded liquidity pools enable fast payouts without slow cross-border banking chains.
Lower Fees
Competitive rates designed to be cheaper than informal or traditional remittance channels.
From your wallet to their hands
instantly.
Family Remittances
Send digital assets or fiat from abroad directly to your loved ones in Ethiopia — fast, secure, cheap, and fully compliant.
Freelancers & Remote Workers
Receive international payments instantly in local currency, without waiting for slow bank transfers or losing money to fees.
Businesses & SMEs
Pay suppliers, employees, or service providers quickly using fiat or digital assets, with full transparency and auditability.
Diaspora Investors
Move funds to support local projects, digital businesses, or investments — compliant, auditable, and fully regulated.
Tourism
Upcoming use case — seamless currency conversion for travelers visiting Ethiopia.
E-commerce Settlement
Upcoming use case — enable international merchants to settle local payments effortlessly.
Ready to Move Money
Across Borders?

Scan to download the PTGRPAY app.
Available on App store and Google Play
SCAN TO DOWNLOAD

Regulated. Monitored.
Protected.
Swiss Regulatory Oversight
Digital asset processing conducted in Switzerland under AMLA standards, supervised by a FINMA-recognized SRO.
Full Identity Verification
All users complete KYC checks before accessing transfer services.
Transaction Monitoring & Screening
Every transfer is screened against sanctions lists and monitored for suspicious activity.
Secure Crypto Handling
Digital assets are verified and converted to fiat before reaching Ethiopian banks.
Complete Traceability
Transfers generate banking confirmations and blockchain records, ensuring full auditability.
Got Questions?
We've got answers.