Send Digital or Fiat. Settle local

Move digital assets or fiat from anywhere in the world, with instant, fully regulated settlement directly into Ethiopian bank accounts fast, secure, and completely compliant

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TRUST & CREDIBILITY

Built to Work With the Financial System

PTGR PAY operates through trusted institutional partnerships to ensure reliability and regulatory alignment.

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HOW IT WORKS

Fiat to Fiat Transfer

Simple. Direct. Bank-to-bank.

1

Complete KYC

Verify your identity through our secure onboarding process. This ensures compliance with Swiss AMLA standards and international AML/KYC requirements.

2

Choose Bank Transfer

Select the fiat transfer option within the app.

3

Choose Bank

Select the bank account you’re transferring from.

4

Enter Amount

Input the amount you want to send. You’ll see the exchange rate and total fees before proceeding.

5

Add Recipient Details

Enter the recipient’s Ethiopian bank information (bank name, account number, full name).

6

Select Payment Method

Choose your payment method (card transfer).

7

Review & Confirm

Review all details and confirm the transfer. Funds are settled instantly or same day into the recipient’s bank account.

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FEATURES

Everything you need to move money

Fast Transfers

Send digital assets or fiat and settle locally in Ethiopia — near-instantly or same day.

Multi-Currency Support

Send crypto or traditional currencies. Recipients receive local fiat (ETB) seamlessly.

Real-Time Tracking

Track every transfer with live status updates and delivery confirmations.

Transparent Pricing

See exchange rates and total fees before confirming. No hidden charges, no FX spread.

Instant Local Settlement

Pre-funded liquidity pools enable fast payouts without slow cross-border banking chains.

Lower Fees

Competitive rates designed to be cheaper than informal or traditional remittance channels.

USE CASES

From your wallet to their hands
instantly.

Family Remittances

Send digital assets or fiat from abroad directly to your loved ones in Ethiopia — fast, secure, cheap, and fully compliant.

Freelancers & Remote Workers

Receive international payments instantly in local currency, without waiting for slow bank transfers or losing money to fees.

Businesses & SMEs

Pay suppliers, employees, or service providers quickly using fiat or digital assets, with full transparency and auditability.

Diaspora Investors

Move funds to support local projects, digital businesses, or investments — compliant, auditable, and fully regulated.

COMING SOON

Tourism

Upcoming use case — seamless currency conversion for travelers visiting Ethiopia.

COMING SOON

E-commerce Settlement

Upcoming use case — enable international merchants to settle local payments effortlessly.

Ready to Move Money
Across Borders?

Scan to Download

Scan to download the PTGRPAY app.
Available on App store and Google Play

SCAN TO DOWNLOAD

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SECURITY & COMPLIANCE

Regulated. Monitored.
Protected.

Swiss Regulatory Oversight

Digital asset processing conducted in Switzerland under AMLA standards, supervised by a FINMA-recognized SRO.

Full Identity Verification

All users complete KYC checks before accessing transfer services.

Transaction Monitoring & Screening

Every transfer is screened against sanctions lists and monitored for suspicious activity.

Secure Crypto Handling

Digital assets are verified and converted to fiat before reaching Ethiopian banks.

Complete Traceability

Transfers generate banking confirmations and blockchain records, ensuring full auditability.

FAQ

Got Questions?

We've got answers.